Refinance Car Loan Used car loan news latest News Newsstand Industry News. Do I need to refinance with the same bank or finance company? No. You can not be forced into refinancing with the same lender. However, as your existing lender already has your details on file and your repayment history, the simplest solution is often to renew terms with your existing financial institution. At AFS.
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Not a lot of people know that they can refinance their car loans, let alone take out another loan against their car equity. But it is possible, in fact, it is quite common and those who do take out these loans benefit from low interest rate loans as opposed to what would otherwise be more.
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Can I refinance my car with the same bank? Here is my story.. I’ve refinance my car with my bank (Navy federal credit union) about 4 months ago with a 2.49% interest rate which I thought was a good deal since it isn’t a new car but a 2009 with low mileage.
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