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Whether this be 2 credit cards, a credit card and a line of credit and a car loan etc. You want to show that you can manage credit, and this is one easy way to do it. As an added note, the limit on the credit lines will need to be set at a minimum $2,000.
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A personal loan is an installment loan – a loan that can be repaid over a set period of time, or term, through regular, affordable payments. A personal loan can help with unexpected expenses like a gap in your budget, or planned expenses like a home renovation or vacation.