subprime car loans crisis Wasaga Beach Although most references to the Subprime Mortgage Crisis refer to events and conditions that led to the financial crisis and subsequent recession that began in 2008, a much smaller bubble and collapse occurred in the mid- to late-1990s, sometimes dubbed "Subprime I" or "Subprime 1.0". It ended in 1999 when the rate of subprime mortgage securitization dropped from 55.1% in 1998 to 37.4% in 1999.
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