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Getting a car loan approved with bad credit will improve your credit score with Transunion.ca and Equifax.ca within 6-8months. The only requirement is that you’re employed and earning over $1800 per month. You may add a co-signer if you want or earn less than $1800 per month. Get car financing approved within 24 hours and you will have a.
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How an auto loan cosigner or co-borrower may help you get moving If you’ve been denied vehicle financing because you have bad or no credit,* then an auto loan cosigner, or a co-borrower, may be what’s needed to get on the road and on with your life.
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An obvious way to remove a co-signer is to pay off the balance. If you don’t have the cash to make that happen, a low-interest credit card can be an option, particularly if there’s a small enough balance that you can pay it off before any promotional period ends. You also can get rid of the co-signer by selling the financed asset and using the proceeds to pay off the loan.